What allegation does Werner make about Jeffrey Epstein and Bill Gates?
Werner asserts that public records show Epstein was involved as early as 2017 in planning a pandemic-related scheme discussed with Bill Gates, framed as an opportunity for some investors to profit and to push digital ID measures.
Which features of CBDCs does Werner highlight as risky?
He highlights programmability—ability to freeze transactions, remove funds, and restrict access—which could enable authorities to control individual finances and limit civil liberties.
How does Werner describe the broader historical trend in finance?
He describes a long-term centralization of power into fewer institutions—central banks replacing roles of commercial banks—which he says creates moral hazard, asset bubbles, and concentrated control.
What alternative does Werner advocate for to counter centralization?
Werner advocates a decentralized monetary system with many small local banks that create credit for local firms, supporting jobs and wider prosperity through subsidiarity.